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Port Huron Mortgage Calculator

Estimate your true cost of homeownership in Port Huron with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,279
P&I Payment$885
Taxes & Ins$225
Utilities$169
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Mortgage Details

$163,506
Local Median: $163,506
$32,701 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,279

Monthly Breakdown

Principal & Interest
$885
Property Taxes
$172
Homeowners Ins.
$54
Utilities
$169

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$187,720

Local Housing Facts for Port Huron

  • ·Median home value: $163,506 (adjusted for current market conditions)
  • ·Est. property taxes: $2,058/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $644/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,029/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Port Huron?

Based on the local median home value, estimated real estate property taxes in Port Huron are around $2,058 per year.

What is the average home price in Port Huron?

The median home value in Port Huron is currently estimated at $163,506.

How much does homeowners insurance cost in Port Huron?

For a median priced home, homeowners insurance in Port Huron averages around $644 annually.

What is the true total cost of owning a home in Port Huron?

True homeownership costs go beyond principal and interest. In Port Huron, a typical homeowner with a median-priced home of $163,506 can expect to pay roughly $2,058/yr in property taxes, $644/yr for homeowners insurance, and $2,029/yr in energy utilities. That adds approximately $394 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.