Local
Learn about the people, housing, costs and businesses in Port Orchard, Washington
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Port Orchard.
True all-in cost — P&I, taxes, insurance & utilities for homes in Port Orchard.
Find and compare lenders active near Port Orchard.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Port Orchard.
Seismic risk and earthquake insurance estimates for Port Orchard.
Wildfire exposure and insurance estimates for Port Orchard.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Port Orchard is approximately 6.840% (6.874% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Port OrchardThe median home value in Port Orchard is $510k. The median monthly rent is $1,799. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Port Orchard have increased 8.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,919/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $82k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Port Orchard is $96k/year.
Calculate your buying powerThe largest employment sectors in Port Orchard are public administration (18%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.