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Port Sulphur Mortgage Calculator

Estimate your true cost of homeownership in Port Sulphur with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$858

P&I Payment$536

Taxes & Ins$153

Utilities$170

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Mortgage Details

Home Price$101,427

Local Median: $101,427

Down Payment$20,285 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$281

Homeowners Ins. / yr$1,552

Include Flood InsuranceOptional

Estimated based on Port Sulphur FEMA risk profiles.

Include Est. Utilities$2,036/yr

Based on DOE LEAD data for Port Sulphur.

Monthly$858

Monthly Breakdown

Principal & Interest

$536

Property Taxes

$23

Homeowners Ins.

$129

Utilities

$170

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$111,652

Local Housing Facts for Port Sulphur

·Median home value: $101,427 (adjusted for current market conditions)
·Est. property taxes: $281/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,552/yr — based on local per-$1K premium rates
·Energy utilities: $2,036/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Port Sulphur?

Based on the local median home value, estimated real estate property taxes in Port Sulphur are around $281 per year.

What is the average home price in Port Sulphur?

The median home value in Port Sulphur is currently estimated at $101,427.

How much does homeowners insurance cost in Port Sulphur?

For a median priced home, homeowners insurance in Port Sulphur averages around $1,552 annually.

What is the true total cost of owning a home in Port Sulphur?

True homeownership costs go beyond principal and interest. In Port Sulphur, a typical homeowner with a median-priced home of $101,427 can expect to pay roughly $281/yr in property taxes, $1,552/yr for homeowners insurance, and $2,036/yr in energy utilities. That adds approximately $322 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.