Local
Learn about the people, housing, costs and businesses in Portlandville, New York
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Portlandville.
True all-in cost — P&I, taxes, insurance & utilities for homes in Portlandville.
Find and compare lenders active near Portlandville.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Portlandville.
Seismic risk and earthquake insurance estimates for Portlandville.
Wildfire exposure and insurance estimates for Portlandville.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Portlandville is approximately 6.881% (6.917% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PortlandvilleThe median home value in Portlandville is $171k. The median monthly rent is $982. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Portlandville have increased 16.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,031/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Portlandville is $73k/year.
Calculate your buying powerThe largest employment sectors in Portlandville are public administration (25%) and retail (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.