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Portsmouth Mortgage Calculator

Estimate your true cost of homeownership in Portsmouth with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,145
P&I Payment$1,591
Taxes & Ins$354
Utilities$200

Mortgage Details

$293,691
Local Median: $293,691
$58,738 (20%)
%

Local Area Costs

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Get a live quote priced specifically for Portsmouth City using Safe Rate's engine.

Monthly$2,145

Monthly Breakdown

Principal & Interest
$1,591
Property Taxes
$214
Homeowners Ins.
$141
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$337,699

Local Housing Facts for Portsmouth

  • ·Median home value: $293,691 (adjusted for current market conditions)
  • ·Est. property taxes: $2,566/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,686/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Portsmouth City?

Based on the local median home value, estimated real estate property taxes in Portsmouth City are around $2,566 per year.

What is the average home price in Portsmouth City?

The median home value in Portsmouth City is currently estimated at $293,691.

How much does homeowners insurance cost in Portsmouth City?

For a median priced home, homeowners insurance in Portsmouth City averages around $1,686 annually.

What is the true total cost of owning a home in Portsmouth City?

True homeownership costs go beyond principal and interest. In Portsmouth City, a typical homeowner with a median-priced home of $293,691 can expect to pay roughly $2,566/yr in property taxes, $1,686/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $554 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.