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Powell County Mortgage Calculator

Estimate your true cost of homeownership in Powell County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,331
P&I Payment$1,019
Taxes & Ins$135
Utilities$177
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Mortgage Details

$192,544
Local Median: $192,544
$38,509 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,331

Monthly Breakdown

Principal & Interest
$1,019
Property Taxes
$72
Homeowners Ins.
$63
Utilities
$177

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$212,958

Local Housing Facts for Powell County

  • ·Median home value: $192,544 (adjusted for current market conditions)
  • ·Est. property taxes: $863/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $755/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,119/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Powell County?

Based on the local median home value, estimated real estate property taxes in Powell County are around $863 per year.

What is the average home price in Powell County?

The median home value in Powell County is currently estimated at $192,544.

How much does homeowners insurance cost in Powell County?

For a median priced home, homeowners insurance in Powell County averages around $755 annually.

What is the true total cost of owning a home in Powell County?

True homeownership costs go beyond principal and interest. In Powell County, a typical homeowner with a median-priced home of $192,544 can expect to pay roughly $863/yr in property taxes, $755/yr for homeowners insurance, and $2,119/yr in energy utilities. That adds approximately $311 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.