Safe Rate Local

Powell County Mortgage Calculator

Estimate your true cost of homeownership in Powell County with localized property taxes, insurance, and utility data.

← Back to Powell County Hub
Est. Total Monthly Cost
$2,587
P&I Payment$2,097
Taxes & Ins$290
Utilities$200

Mortgage Details

$389,058
Local Median: $389,058
$77,812 (20%)
%

Local Area Costs

Ready to see real rates?

Get a live quote priced specifically for Powell County using Safe Rate's engine.

Monthly$2,587

Monthly Breakdown

Principal & Interest
$2,097
Property Taxes
$176
Homeowners Ins.
$114
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$443,646

Local Housing Facts for Powell County

  • ·Median home value: $389,058 (adjusted for current market conditions)
  • ·Est. property taxes: $2,113/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,371/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Powell County?

Based on the local median home value, estimated real estate property taxes in Powell County are around $2,113 per year.

What is the average home price in Powell County?

The median home value in Powell County is currently estimated at $389,058.

How much does homeowners insurance cost in Powell County?

For a median priced home, homeowners insurance in Powell County averages around $1,371 annually.

What is the true total cost of owning a home in Powell County?

True homeownership costs go beyond principal and interest. In Powell County, a typical homeowner with a median-priced home of $389,058 can expect to pay roughly $2,113/yr in property taxes, $1,371/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $490 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.