Local
Learn about the people, housing, costs and businesses in Powers Lake, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Powers Lake.
True all-in cost — P&I, taxes, insurance & utilities for homes in Powers Lake.
Find and compare lenders active near Powers Lake.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Powers Lake.
Seismic risk and earthquake insurance estimates for Powers Lake.
Wildfire exposure and insurance estimates for Powers Lake.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Powers Lake is approximately 6.895% (6.931% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Powers LakeThe median home value in Powers Lake is $158k. The median monthly rent is $684. Annual property taxes average $846. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $689/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Powers Lake is $92k/year.
Calculate your buying powerThe largest employment sectors in Powers Lake are retail (17%) and public administration (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.