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Poweshiek County Mortgage Calculator

Estimate your true cost of homeownership in Poweshiek County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,811
P&I Payment$1,226
Taxes & Ins$304
Utilities$280
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Mortgage Details

$230,342
Local Median: $230,342
$46,068 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,811

Monthly Breakdown

Principal & Interest
$1,226
Property Taxes
$217
Homeowners Ins.
$87
Utilities
$280

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$257,078

Local Housing Facts for Poweshiek County

  • ·Median home value: $230,342 (adjusted for current market conditions)
  • ·Est. property taxes: $2,609/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,043/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,364/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Poweshiek County?

Based on the local median home value, estimated real estate property taxes in Poweshiek County are around $2,609 per year.

What is the average home price in Poweshiek County?

The median home value in Poweshiek County is currently estimated at $230,342.

How much does homeowners insurance cost in Poweshiek County?

For a median priced home, homeowners insurance in Poweshiek County averages around $1,043 annually.

What is the true total cost of owning a home in Poweshiek County?

True homeownership costs go beyond principal and interest. In Poweshiek County, a typical homeowner with a median-priced home of $230,342 can expect to pay roughly $2,609/yr in property taxes, $1,043/yr for homeowners insurance, and $3,364/yr in energy utilities. That adds approximately $585 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.