Local
Learn about the people, housing, costs and businesses in Premont, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Premont.
True all-in cost — P&I, taxes, insurance & utilities for homes in Premont.
Find and compare lenders active near Premont.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Premont.
Seismic risk and earthquake insurance estimates for Premont.
Wildfire exposure and insurance estimates for Premont.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Premont is approximately 6.919% (6.956% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PremontThe median home value in Premont is $92k. The median monthly rent is $779. Annual property taxes average $781. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Premont have increased 3.1% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $644/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $28k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Premont is $48k/year.
Calculate your buying powerThe largest employment sectors in Premont are public administration (23%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.