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Learn about the people, housing, costs and businesses in Prophetstown, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Prophetstown.
True all-in cost — P&I, taxes, insurance & utilities for homes in Prophetstown.
Find and compare lenders active near Prophetstown.
FEMA flood zones and flood insurance estimates for Prophetstown.
Seismic risk and earthquake insurance estimates for Prophetstown.
Wildfire exposure and insurance estimates for Prophetstown.
As of today, the 30-year fixed mortgage rate for Prophetstown is approximately 7.500% (7.520% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ProphetstownThe median home value in Prophetstown is $152k. The median monthly rent is $794. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Prophetstown have increased 1.8% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $892/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Prophetstown is $75k/year.
Calculate your buying powerThe largest employment sectors in Prophetstown are public administration (24%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.