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Provincetown Mortgage Calculator

Estimate your true cost of homeownership in Provincetown with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$7,474
P&I Payment$6,376
Taxes & Ins$835
Utilities$264
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Mortgage Details

$1,225,222
Local Median: $1,225,222
$245,044 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$7,474

Monthly Breakdown

Principal & Interest
$6,376
Property Taxes
$411
Homeowners Ins.
$424
Utilities
$264

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,315,297

Local Housing Facts for Provincetown

  • ·Median home value: $1,225,222 (adjusted for current market conditions)
  • ·Est. property taxes: $4,927/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $5,087/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,162/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Provincetown?

Based on the local median home value, estimated real estate property taxes in Provincetown are around $4,927 per year.

What is the average home price in Provincetown?

The median home value in Provincetown is currently estimated at $1,225,222.

How much does homeowners insurance cost in Provincetown?

For a median priced home, homeowners insurance in Provincetown averages around $5,087 annually.

What is the true total cost of owning a home in Provincetown?

True homeownership costs go beyond principal and interest. In Provincetown, a typical homeowner with a median-priced home of $1,225,222 can expect to pay roughly $4,927/yr in property taxes, $5,087/yr for homeowners insurance, and $3,162/yr in energy utilities. That adds approximately $1,098 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.