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Provo Mortgage Calculator

Estimate your true cost of homeownership in Provo with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,485
P&I Payment$1,023
Taxes & Ins$209
Utilities$253
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Mortgage Details

$192,423
Local Median: $192,423
$38,485 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,485

Monthly Breakdown

Principal & Interest
$1,023
Property Taxes
$139
Homeowners Ins.
$70
Utilities
$253

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$214,311

Local Housing Facts for Provo

  • ·Median home value: $192,423 (adjusted for current market conditions)
  • ·Est. property taxes: $1,669/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $836/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,040/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Provo?

Based on the local median home value, estimated real estate property taxes in Provo are around $1,669 per year.

What is the average home price in Provo?

The median home value in Provo is currently estimated at $192,423.

How much does homeowners insurance cost in Provo?

For a median priced home, homeowners insurance in Provo averages around $836 annually.

What is the true total cost of owning a home in Provo?

True homeownership costs go beyond principal and interest. In Provo, a typical homeowner with a median-priced home of $192,423 can expect to pay roughly $1,669/yr in property taxes, $836/yr for homeowners insurance, and $3,040/yr in energy utilities. That adds approximately $462 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.