Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Cost of Living in Pueblo

Is it better to rent or buy in Pueblo? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$56,918
$1,091/mo

Median in area: $1,091

$238,956

Median in area: $238,956

$47,791

If you Rent

$1,268 /mo
Base Rent$1,091
Est. Utilities$177
% of Income26.7%
Pre-tax Residual$3,475

If you Buy

$1,622 /mo
P&I (6.875%)$1,256
Taxes & Ins$189
Est. Utilities$177
% of Income34.2%
Pre-tax Residual$3,121

Cost of Living FAQs

Is it cheaper to rent or buy in Pueblo?

Based on median housing data, renting is currently more affordable on a monthly basis in Pueblo. The estimated all-in monthly cost for renting is $1,268, while owning a median-priced home with a 20% down payment is roughly $1,622 per month (a difference of $354).

How much do utilities cost in Pueblo?

The average monthly utility cost (electricity and natural gas) for a typical home in Pueblo is approximately $177. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Pueblo?

To comfortably afford the median rent and utilities in Pueblo without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $50,720 per year.