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Pungoteague Mortgage Calculator

Estimate your true cost of homeownership in Pungoteague with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,753
P&I Payment$1,212
Taxes & Ins$365
Utilities$177
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Mortgage Details

$229,950
Local Median: $229,950
$45,990 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,753

Monthly Breakdown

Principal & Interest
$1,212
Property Taxes
$79
Homeowners Ins.
$286
Utilities
$177

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$252,202

Local Housing Facts for Pungoteague

  • ·Median home value: $229,950 (adjusted for current market conditions)
  • ·Est. property taxes: $944/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,431/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,121/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Pungoteague?

Based on the local median home value, estimated real estate property taxes in Pungoteague are around $944 per year.

What is the average home price in Pungoteague?

The median home value in Pungoteague is currently estimated at $229,950.

How much does homeowners insurance cost in Pungoteague?

For a median priced home, homeowners insurance in Pungoteague averages around $3,431 annually.

What is the true total cost of owning a home in Pungoteague?

True homeownership costs go beyond principal and interest. In Pungoteague, a typical homeowner with a median-priced home of $229,950 can expect to pay roughly $944/yr in property taxes, $3,431/yr for homeowners insurance, and $2,121/yr in energy utilities. That adds approximately $541 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.