Local
Learn about the people, housing, costs and businesses in Punta de Agua, New Mexico
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Punta de Agua.
True all-in cost — P&I, taxes, insurance & utilities for homes in Punta de Agua.
Find and compare lenders active near Punta de Agua.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Punta de Agua.
Seismic risk and earthquake insurance estimates for Punta de Agua.
Wildfire exposure and insurance estimates for Punta de Agua.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Punta de Agua is approximately 6.888% (6.924% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Punta de AguaThe median home value in Punta de Agua is $151k. The median monthly rent is $820. Annual property taxes average $535. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Punta de Agua have increased 19.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $644/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $28k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Punta de Agua is $49k/year.
Calculate your buying powerThe largest employment sectors in Punta de Agua are public administration (23%) and agriculture and mining (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.