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Learn about the people, housing, costs and businesses in Punta Gorda
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Punta Gorda.
True all-in cost — P&I, taxes, insurance & utilities for homes in Punta Gorda.
Find and compare lenders active near Punta Gorda.
FEMA flood zones and flood insurance estimates for Punta Gorda.
Seismic risk and earthquake insurance estimates for Punta Gorda.
Wildfire exposure and insurance estimates for Punta Gorda.
Mortgage rates for Punta Gorda are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for Punta GordaThe median home value in Punta Gorda is $347k. The median monthly rent is $1,537. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Punta Gorda have increased 12.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,189/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Punta Gorda is $73k/year.
Calculate your buying powerThe largest employment sectors in Punta Gorda are public administration (20%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.