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Learn about the people, housing, costs and businesses in Putnam, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Putnam.
True all-in cost — P&I, taxes, insurance & utilities for homes in Putnam.
Find and compare lenders active near Putnam.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Putnam.
Seismic risk and earthquake insurance estimates for Putnam.
Wildfire exposure and insurance estimates for Putnam.
As of today, the 30-year fixed mortgage rate for Putnam is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for PutnamThe median home value in Putnam is $100k. The median monthly rent is $648. Annual property taxes average $938. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Putnam have increased 12.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $652/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $28k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Putnam is $61k/year.
Calculate your buying powerThe largest employment sectors in Putnam are public administration (26%) and wholesale trade (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.