Local
Learn about the people, housing, costs and businesses in Rafael Pena, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Rafael Pena.
True all-in cost — P&I, taxes, insurance & utilities for homes in Rafael Pena.
Find and compare lenders active near Rafael Pena.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Rafael Pena.
Seismic risk and earthquake insurance estimates for Rafael Pena.
Wildfire exposure and insurance estimates for Rafael Pena.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Rafael Pena is approximately 6.805% (6.838% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Rafael PenaThe median home value in Rafael Pena is $68k. The median monthly rent is $797. Annual property taxes average $848. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Rafael Pena have increased 5.1% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $376/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $16k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Rafael Pena is $43k/year.
Calculate your buying powerThe largest employment sectors in Rafael Pena are healthcare (22%) and arts, food, and hospitality (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.