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Raiford Mortgage Calculator

Estimate your true cost of homeownership in Raiford with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,075
P&I Payment$716
Taxes & Ins$168
Utilities$191
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Mortgage Details

$134,962
Local Median: $134,962
$26,992 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,075

Monthly Breakdown

Principal & Interest
$716
Property Taxes
$79
Homeowners Ins.
$90
Utilities
$191

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$149,792

Local Housing Facts for Raiford

  • ·Median home value: $134,962 (adjusted for current market conditions)
  • ·Est. property taxes: $942/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,076/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,291/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Raiford?

Based on the local median home value, estimated real estate property taxes in Raiford are around $942 per year.

What is the average home price in Raiford?

The median home value in Raiford is currently estimated at $134,962.

How much does homeowners insurance cost in Raiford?

For a median priced home, homeowners insurance in Raiford averages around $1,076 annually.

What is the true total cost of owning a home in Raiford?

True homeownership costs go beyond principal and interest. In Raiford, a typical homeowner with a median-priced home of $134,962 can expect to pay roughly $942/yr in property taxes, $1,076/yr for homeowners insurance, and $2,291/yr in energy utilities. That adds approximately $359 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.