Local
Learn about the people, housing, costs and businesses in Ranchitos Las Lomas, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ranchitos Las Lomas.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ranchitos Las Lomas.
Find and compare lenders active near Ranchitos Las Lomas.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ranchitos Las Lomas.
Seismic risk and earthquake insurance estimates for Ranchitos Las Lomas.
Wildfire exposure and insurance estimates for Ranchitos Las Lomas.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Ranchitos Las Lomas is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Ranchitos Las LomasThe median home value in Ranchitos Las Lomas is $184k. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ranchitos Las Lomas have increased 12.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $472/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $20k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ranchitos Las Lomas is $79k/year.
Calculate your buying powerThe largest employment sectors in Ranchitos Las Lomas are information and media (29%) and finance and insurance (25%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.