Local
Learn about the people, housing, costs and businesses in Rancho Murieta, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Rancho Murieta.
True all-in cost — P&I, taxes, insurance & utilities for homes in Rancho Murieta.
Find and compare lenders active near Rancho Murieta.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Rancho Murieta.
Seismic risk and earthquake insurance estimates for Rancho Murieta.
Wildfire exposure and insurance estimates for Rancho Murieta.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Rancho Murieta is approximately 6.829% (6.863% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Rancho MurietaThe median home value in Rancho Murieta is $741k. The median monthly rent is $2,220. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Rancho Murieta have increased 36.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,197/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $94k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Rancho Murieta is $135k/year.
Calculate your buying powerThe largest employment sectors in Rancho Murieta are public administration (18%) and healthcare (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.