Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Rankin County Mortgage Calculator

Estimate your true cost of homeownership in Rankin County with localized property taxes, insurance, and utility data.

← Back to Rankin County Hub
Est. Total Monthly Cost
$1,872
P&I Payment$1,451
Taxes & Ins$244
Utilities$177
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Rankin County scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$274,388
Local Median: $274,388
$54,878 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,872

Monthly Breakdown

Principal & Interest
$1,451
Property Taxes
$121
Homeowners Ins.
$122
Utilities
$177

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$303,003

Local Housing Facts for Rankin County

  • ·Median home value: $274,388 (adjusted for current market conditions)
  • ·Est. property taxes: $1,454/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,469/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,128/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rankin County?

Based on the local median home value, estimated real estate property taxes in Rankin County are around $1,454 per year.

What is the average home price in Rankin County?

The median home value in Rankin County is currently estimated at $274,388.

How much does homeowners insurance cost in Rankin County?

For a median priced home, homeowners insurance in Rankin County averages around $1,469 annually.

What is the true total cost of owning a home in Rankin County?

True homeownership costs go beyond principal and interest. In Rankin County, a typical homeowner with a median-priced home of $274,388 can expect to pay roughly $1,454/yr in property taxes, $1,469/yr for homeowners insurance, and $2,128/yr in energy utilities. That adds approximately $421 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.