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Rapides Parish Mortgage Calculator

Estimate your true cost of homeownership in Rapides Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,415
P&I Payment$1,059
Taxes & Ins$139
Utilities$217
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Mortgage Details

$199,466
Local Median: $199,466
$39,893 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,415

Monthly Breakdown

Principal & Interest
$1,059
Property Taxes
$88
Homeowners Ins.
$51
Utilities
$217

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$221,654

Local Housing Facts for Rapides Parish

  • ·Median home value: $199,466 (adjusted for current market conditions)
  • ·Est. property taxes: $1,060/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $610/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,599/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rapides Parish?

Based on the local median home value, estimated real estate property taxes in Rapides Parish are around $1,060 per year.

What is the average home price in Rapides Parish?

The median home value in Rapides Parish is currently estimated at $199,466.

How much does homeowners insurance cost in Rapides Parish?

For a median priced home, homeowners insurance in Rapides Parish averages around $610 annually.

What is the true total cost of owning a home in Rapides Parish?

True homeownership costs go beyond principal and interest. In Rapides Parish, a typical homeowner with a median-priced home of $199,466 can expect to pay roughly $1,060/yr in property taxes, $610/yr for homeowners insurance, and $2,599/yr in energy utilities. That adds approximately $356 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.