Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Raymond Mortgage Calculator

Estimate your true cost of homeownership in Raymond with localized property taxes, insurance, and utility data.

← Back to Raymond Hub
Est. Total Monthly Cost
$1,955
P&I Payment$1,589
Taxes & Ins$258
Utilities$108
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Raymond scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$299,515
Local Median: $299,515
$59,903 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,955

Monthly Breakdown

Principal & Interest
$1,589
Property Taxes
$181
Homeowners Ins.
$77
Utilities
$108

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$332,485

Local Housing Facts for Raymond

  • ·Median home value: $299,515 (adjusted for current market conditions)
  • ·Est. property taxes: $2,168/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $922/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,299/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Raymond?

Based on the local median home value, estimated real estate property taxes in Raymond are around $2,168 per year.

What is the average home price in Raymond?

The median home value in Raymond is currently estimated at $299,515.

How much does homeowners insurance cost in Raymond?

For a median priced home, homeowners insurance in Raymond averages around $922 annually.

What is the true total cost of owning a home in Raymond?

True homeownership costs go beyond principal and interest. In Raymond, a typical homeowner with a median-priced home of $299,515 can expect to pay roughly $2,168/yr in property taxes, $922/yr for homeowners insurance, and $1,299/yr in energy utilities. That adds approximately $366 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.