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Red Wing Mortgage Calculator

Estimate your true cost of homeownership in Red Wing with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,970
P&I Payment$1,382
Taxes & Ins$383
Utilities$206
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Mortgage Details

$259,856
Local Median: $259,856
$51,971 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,970

Monthly Breakdown

Principal & Interest
$1,382
Property Taxes
$227
Homeowners Ins.
$156
Utilities
$206

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$289,515

Local Housing Facts for Red Wing

  • ·Median home value: $259,856 (adjusted for current market conditions)
  • ·Est. property taxes: $2,724/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,868/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,471/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Red Wing?

Based on the local median home value, estimated real estate property taxes in Red Wing are around $2,724 per year.

What is the average home price in Red Wing?

The median home value in Red Wing is currently estimated at $259,856.

How much does homeowners insurance cost in Red Wing?

For a median priced home, homeowners insurance in Red Wing averages around $1,868 annually.

What is the true total cost of owning a home in Red Wing?

True homeownership costs go beyond principal and interest. In Red Wing, a typical homeowner with a median-priced home of $259,856 can expect to pay roughly $2,724/yr in property taxes, $1,868/yr for homeowners insurance, and $2,471/yr in energy utilities. That adds approximately $589 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.