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Learn about the people, housing, costs and businesses in Richey, Montana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Richey.
True all-in cost — P&I, taxes, insurance & utilities for homes in Richey.
Find and compare lenders active near Richey.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Richey.
Seismic risk and earthquake insurance estimates for Richey.
Wildfire exposure and insurance estimates for Richey.
As of today, the 30-year fixed mortgage rate for Richey is approximately 6.912% (6.949% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for RicheyThe median home value in Richey is $212k. The median monthly rent is $953. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Richey have increased 10.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $766/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Richey is $72k/year.
Calculate your buying powerThe largest employment sectors in Richey are public administration (16%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.