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Learn about the people, housing, costs and businesses in Richland Hills, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Richland Hills.
True all-in cost — P&I, taxes, insurance & utilities for homes in Richland Hills.
Find and compare lenders active near Richland Hills.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Richland Hills.
Seismic risk and earthquake insurance estimates for Richland Hills.
Wildfire exposure and insurance estimates for Richland Hills.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Richland Hills is approximately 6.989% (7.028% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Richland HillsThe median home value in Richland Hills is $269k. The median monthly rent is $1,543. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Richland Hills have increased 10.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,444/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $62k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Richland Hills is $69k/year.
Calculate your buying powerThe largest employment sectors in Richland Hills are healthcare (15%) and public administration (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.