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Learn about the people, housing, costs and businesses in Ridgely, Missouri
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ridgely.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ridgely.
Find and compare lenders active near Ridgely.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ridgely.
Seismic risk and earthquake insurance estimates for Ridgely.
Wildfire exposure and insurance estimates for Ridgely.
As of today, the 30-year fixed mortgage rate for Ridgely is approximately 7.046% (7.087% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for RidgelyThe median home value in Ridgely is $308k. The median monthly rent is $1,360. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ridgely have increased 9.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,372/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $59k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ridgely is $95k/year.
Calculate your buying powerThe largest employment sectors in Ridgely are public administration (19%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.