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Learn about the people, housing, costs and businesses in Rio del Mar, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Rio del Mar.
True all-in cost — P&I, taxes, insurance & utilities for homes in Rio del Mar.
Find and compare lenders active near Rio del Mar.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Rio del Mar.
Seismic risk and earthquake insurance estimates for Rio del Mar.
Wildfire exposure and insurance estimates for Rio del Mar.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Rio del Mar is approximately 6.788% (6.820% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Rio del MarThe median home value in Rio del Mar is $1.3M. The median monthly rent is $3,387. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Rio del Mar have increased 24.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,227/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $138k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Rio del Mar is $164k/year.
Calculate your buying powerThe largest employment sectors in Rio del Mar are public administration (27%) and healthcare (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.