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Learn about the people, housing, costs and businesses in Rio Oso, California
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Rio Oso.
True all-in cost — P&I, taxes, insurance & utilities for homes in Rio Oso.
Find and compare lenders active near Rio Oso.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Rio Oso.
Seismic risk and earthquake insurance estimates for Rio Oso.
Wildfire exposure and insurance estimates for Rio Oso.
As of today, the 30-year fixed mortgage rate for Rio Oso is approximately 6.820% (6.853% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Rio OsoThe median home value in Rio Oso is $591k. The median monthly rent is $1,531. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Rio Oso have increased 15.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,629/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $70k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Rio Oso is $103k/year.
Calculate your buying powerThe largest employment sectors in Rio Oso are public administration (20%) and agriculture and mining (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.