Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Rising Star Mortgage Calculator

Estimate your true cost of homeownership in Rising Star with localized property taxes, insurance, and utility data.

← Back to Rising Star Hub
Est. Total Monthly Cost
$1,493
P&I Payment$1,201
Taxes & Ins$200
Utilities$92
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Rising Star scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$226,934
Local Median: $226,934
$45,387 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,493

Monthly Breakdown

Principal & Interest
$1,201
Property Taxes
$91
Homeowners Ins.
$109
Utilities
$92

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$250,907

Local Housing Facts for Rising Star

  • ·Median home value: $226,934 (adjusted for current market conditions)
  • ·Est. property taxes: $1,097/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,306/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,103/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rising Star?

Based on the local median home value, estimated real estate property taxes in Rising Star are around $1,097 per year.

What is the average home price in Rising Star?

The median home value in Rising Star is currently estimated at $226,934.

How much does homeowners insurance cost in Rising Star?

For a median priced home, homeowners insurance in Rising Star averages around $1,306 annually.

What is the true total cost of owning a home in Rising Star?

True homeownership costs go beyond principal and interest. In Rising Star, a typical homeowner with a median-priced home of $226,934 can expect to pay roughly $1,097/yr in property taxes, $1,306/yr for homeowners insurance, and $1,103/yr in energy utilities. That adds approximately $292 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.