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Roanoke Rapids Mortgage Calculator

Estimate your true cost of homeownership in Roanoke Rapids with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,331
P&I Payment$930
Taxes & Ins$211
Utilities$190
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Mortgage Details

$173,828
Local Median: $173,828
$34,766 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,331

Monthly Breakdown

Principal & Interest
$930
Property Taxes
$158
Homeowners Ins.
$54
Utilities
$190

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$195,586

Local Housing Facts for Roanoke Rapids

  • ·Median home value: $173,828 (adjusted for current market conditions)
  • ·Est. property taxes: $1,893/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $644/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,279/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Roanoke Rapids?

Based on the local median home value, estimated real estate property taxes in Roanoke Rapids are around $1,893 per year.

What is the average home price in Roanoke Rapids?

The median home value in Roanoke Rapids is currently estimated at $173,828.

How much does homeowners insurance cost in Roanoke Rapids?

For a median priced home, homeowners insurance in Roanoke Rapids averages around $644 annually.

What is the true total cost of owning a home in Roanoke Rapids?

True homeownership costs go beyond principal and interest. In Roanoke Rapids, a typical homeowner with a median-priced home of $173,828 can expect to pay roughly $1,893/yr in property taxes, $644/yr for homeowners insurance, and $2,279/yr in energy utilities. That adds approximately $401 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.