Safe Rate Local
Learn about the people, housing, costs and businesses in Rock Island, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Rock Island.
True all-in cost — P&I, taxes, insurance & utilities for homes in Rock Island.
Find and compare lenders active near Rock Island.
FEMA flood zones and flood insurance estimates for Rock Island.
Seismic risk and earthquake insurance estimates for Rock Island.
Wildfire exposure and insurance estimates for Rock Island.
As of today, the 30-year fixed mortgage rate for Rock Island is approximately 7.452% (7.471% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Rock IslandThe median home value in Rock Island is $111k. The median monthly rent is $880. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Rock Island have increased 15.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $909/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $39k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Rock Island is $53k/year.
Calculate your buying powerThe largest employment sectors in Rock Island are public administration (22%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.