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Learn about the people, housing, costs and businesses in Rocky Gap, Virginia
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Rocky Gap.
True all-in cost — P&I, taxes, insurance & utilities for homes in Rocky Gap.
Find and compare lenders active near Rocky Gap.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Rocky Gap.
Seismic risk and earthquake insurance estimates for Rocky Gap.
Wildfire exposure and insurance estimates for Rocky Gap.
As of today, the 30-year fixed mortgage rate for Rocky Gap is approximately 6.900% (6.936% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Rocky GapThe median home value in Rocky Gap is $135k. The median monthly rent is $637. Annual property taxes average $790. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Rocky Gap have increased 15.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $476/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $20k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Rocky Gap is $61k/year.
Calculate your buying powerThe largest employment sectors in Rocky Gap are public administration (16%) and wholesale trade (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.