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Rome Mortgage Calculator

Estimate your true cost of homeownership in Rome with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,758
P&I Payment$2,111
Taxes & Ins$445
Utilities$202
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Mortgage Details

$397,914
Local Median: $397,914
$79,583 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,758

Monthly Breakdown

Principal & Interest
$2,111
Property Taxes
$350
Homeowners Ins.
$95
Utilities
$202

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$441,639

Local Housing Facts for Rome

  • ·Median home value: $397,914 (adjusted for current market conditions)
  • ·Est. property taxes: $4,198/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,140/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,429/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rome?

Based on the local median home value, estimated real estate property taxes in Rome are around $4,198 per year.

What is the average home price in Rome?

The median home value in Rome is currently estimated at $397,914.

How much does homeowners insurance cost in Rome?

For a median priced home, homeowners insurance in Rome averages around $1,140 annually.

What is the true total cost of owning a home in Rome?

True homeownership costs go beyond principal and interest. In Rome, a typical homeowner with a median-priced home of $397,914 can expect to pay roughly $4,198/yr in property taxes, $1,140/yr for homeowners insurance, and $2,429/yr in energy utilities. That adds approximately $647 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.