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Rome Mortgage Calculator

Estimate your true cost of homeownership in Rome with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,840
P&I Payment$1,442
Taxes & Ins$217
Utilities$182
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Mortgage Details

$272,651
Local Median: $272,651
$54,530 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,840

Monthly Breakdown

Principal & Interest
$1,442
Property Taxes
$121
Homeowners Ins.
$96
Utilities
$182

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$300,822

Local Housing Facts for Rome

  • ·Median home value: $272,651 (adjusted for current market conditions)
  • ·Est. property taxes: $1,451/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,151/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,184/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rome City?

Based on the local median home value, estimated real estate property taxes in Rome City are around $1,451 per year.

What is the average home price in Rome City?

The median home value in Rome City is currently estimated at $272,651.

How much does homeowners insurance cost in Rome City?

For a median priced home, homeowners insurance in Rome City averages around $1,151 annually.

What is the true total cost of owning a home in Rome City?

True homeownership costs go beyond principal and interest. In Rome City, a typical homeowner with a median-priced home of $272,651 can expect to pay roughly $1,451/yr in property taxes, $1,151/yr for homeowners insurance, and $2,184/yr in energy utilities. That adds approximately $399 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.