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Romeville Mortgage Calculator

Estimate your true cost of homeownership in Romeville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,296
P&I Payment$908
Taxes & Ins$205
Utilities$183
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Mortgage Details

$169,559
Local Median: $169,559
$33,912 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,296

Monthly Breakdown

Principal & Interest
$908
Property Taxes
$26
Homeowners Ins.
$179
Utilities
$183

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$191,177

Local Housing Facts for Romeville

  • ·Median home value: $169,559 (adjusted for current market conditions)
  • ·Est. property taxes: $309/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,152/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,198/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Romeville?

Based on the local median home value, estimated real estate property taxes in Romeville are around $309 per year.

What is the average home price in Romeville?

The median home value in Romeville is currently estimated at $169,559.

How much does homeowners insurance cost in Romeville?

For a median priced home, homeowners insurance in Romeville averages around $2,152 annually.

What is the true total cost of owning a home in Romeville?

True homeownership costs go beyond principal and interest. In Romeville, a typical homeowner with a median-priced home of $169,559 can expect to pay roughly $309/yr in property taxes, $2,152/yr for homeowners insurance, and $2,198/yr in energy utilities. That adds approximately $388 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.