Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Roscommon Mortgage Calculator

Estimate your true cost of homeownership in Roscommon with localized property taxes, insurance, and utility data.

← Back to Roscommon Hub
Est. Total Monthly Cost
$1,292
P&I Payment$900
Taxes & Ins$194
Utilities$198

Mortgage Details

$169,956
Local Median: $169,956
$33,991 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,292

Monthly Breakdown

Principal & Interest
$900
Property Taxes
$143
Homeowners Ins.
$51
Utilities
$198

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$188,074

Local Housing Facts for Roscommon

  • ·Median home value: $169,956 (adjusted for current market conditions)
  • ·Est. property taxes: $1,713/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $616/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,374/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Roscommon?

Based on the local median home value, estimated real estate property taxes in Roscommon are around $1,713 per year.

What is the average home price in Roscommon?

The median home value in Roscommon is currently estimated at $169,956.

How much does homeowners insurance cost in Roscommon?

For a median priced home, homeowners insurance in Roscommon averages around $616 annually.

What is the true total cost of owning a home in Roscommon?

True homeownership costs go beyond principal and interest. In Roscommon, a typical homeowner with a median-priced home of $169,956 can expect to pay roughly $1,713/yr in property taxes, $616/yr for homeowners insurance, and $2,374/yr in energy utilities. That adds approximately $392 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.