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Rose Mortgage Calculator

Estimate your true cost of homeownership in Rose with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,485
P&I Payment$1,077
Taxes & Ins$183
Utilities$225
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Mortgage Details

$204,688
Local Median: $204,688
$40,938 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,485

Monthly Breakdown

Principal & Interest
$1,077
Property Taxes
$92
Homeowners Ins.
$91
Utilities
$225

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$223,825

Local Housing Facts for Rose

  • ·Median home value: $204,688 (adjusted for current market conditions)
  • ·Est. property taxes: $1,103/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,094/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,699/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rose?

Based on the local median home value, estimated real estate property taxes in Rose are around $1,103 per year.

What is the average home price in Rose?

The median home value in Rose is currently estimated at $204,688.

How much does homeowners insurance cost in Rose?

For a median priced home, homeowners insurance in Rose averages around $1,094 annually.

What is the true total cost of owning a home in Rose?

True homeownership costs go beyond principal and interest. In Rose, a typical homeowner with a median-priced home of $204,688 can expect to pay roughly $1,103/yr in property taxes, $1,094/yr for homeowners insurance, and $2,699/yr in energy utilities. That adds approximately $408 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.