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Roseau Mortgage Calculator

Estimate your true cost of homeownership in Roseau with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,614
P&I Payment$1,058
Taxes & Ins$237
Utilities$320
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Mortgage Details

$196,786
Local Median: $196,786
$39,357 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,614

Monthly Breakdown

Principal & Interest
$1,058
Property Taxes
$182
Homeowners Ins.
$54
Utilities
$320

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$223,365

Local Housing Facts for Roseau

  • ·Median home value: $196,786 (adjusted for current market conditions)
  • ·Est. property taxes: $2,189/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $652/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,836/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Roseau?

Based on the local median home value, estimated real estate property taxes in Roseau are around $2,189 per year.

What is the average home price in Roseau?

The median home value in Roseau is currently estimated at $196,786.

How much does homeowners insurance cost in Roseau?

For a median priced home, homeowners insurance in Roseau averages around $652 annually.

What is the true total cost of owning a home in Roseau?

True homeownership costs go beyond principal and interest. In Roseau, a typical homeowner with a median-priced home of $196,786 can expect to pay roughly $2,189/yr in property taxes, $652/yr for homeowners insurance, and $3,836/yr in energy utilities. That adds approximately $556 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.