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Rosemount Mortgage Calculator

Estimate your true cost of homeownership in Rosemount with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,440
P&I Payment$1,000
Taxes & Ins$209
Utilities$231
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Mortgage Details

$188,639
Local Median: $188,639
$37,728 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,440

Monthly Breakdown

Principal & Interest
$1,000
Property Taxes
$160
Homeowners Ins.
$49
Utilities
$231

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$209,113

Local Housing Facts for Rosemount

  • ·Median home value: $188,639 (adjusted for current market conditions)
  • ·Est. property taxes: $1,919/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $584/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,772/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rosemount?

Based on the local median home value, estimated real estate property taxes in Rosemount are around $1,919 per year.

What is the average home price in Rosemount?

The median home value in Rosemount is currently estimated at $188,639.

How much does homeowners insurance cost in Rosemount?

For a median priced home, homeowners insurance in Rosemount averages around $584 annually.

What is the true total cost of owning a home in Rosemount?

True homeownership costs go beyond principal and interest. In Rosemount, a typical homeowner with a median-priced home of $188,639 can expect to pay roughly $1,919/yr in property taxes, $584/yr for homeowners insurance, and $2,772/yr in energy utilities. That adds approximately $440 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.