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Roseville Mortgage Calculator

Estimate your true cost of homeownership in Roseville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$4,109

P&I Payment$3,418

Taxes & Ins$516

Utilities$175

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$652,636

Local Median: $652,636

Down Payment$130,527 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$5,197

Homeowners Ins. / yr$1,000

Include Flood InsuranceOptional

Estimated based on Roseville FEMA risk profiles.

Include Est. Utilities$2,099/yr

Based on DOE LEAD data for Roseville.

Monthly$4,109

Monthly Breakdown

Principal & Interest

$3,418

Property Taxes

$433

Homeowners Ins.

$83

Utilities

$175

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$708,382

Local Housing Facts for Roseville

·Median home value: $652,636 (adjusted for current market conditions)
·Est. property taxes: $5,197/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,000/yr — based on local per-$1K premium rates
·Energy utilities: $2,099/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Roseville City?

Based on the local median home value, estimated real estate property taxes in Roseville City are around $5,197 per year.

What is the average home price in Roseville City?

The median home value in Roseville City is currently estimated at $652,636.

How much does homeowners insurance cost in Roseville City?

For a median priced home, homeowners insurance in Roseville City averages around $1,000 annually.

What is the true total cost of owning a home in Roseville City?

True homeownership costs go beyond principal and interest. In Roseville City, a typical homeowner with a median-priced home of $652,636 can expect to pay roughly $5,197/yr in property taxes, $1,000/yr for homeowners insurance, and $2,099/yr in energy utilities. That adds approximately $691 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.