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Learn about the people, housing, costs and businesses in Rothsay, Minnesota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Rothsay.
True all-in cost — P&I, taxes, insurance & utilities for homes in Rothsay.
Find and compare lenders active near Rothsay.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Rothsay.
Seismic risk and earthquake insurance estimates for Rothsay.
Wildfire exposure and insurance estimates for Rothsay.
As of today, the 30-year fixed mortgage rate for Rothsay is approximately 7.011% (7.051% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for RothsayThe median home value in Rothsay is $242k. The median monthly rent is $855. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Rothsay have increased 4.3% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $913/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $39k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Rothsay is $80k/year.
Calculate your buying powerThe largest employment sectors in Rothsay are public administration (23%) and agriculture and mining (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.