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Rowlett Mortgage Calculator

Estimate your true cost of homeownership in Rowlett with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,848
P&I Payment$2,047
Taxes & Ins$682
Utilities$118
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Mortgage Details

$388,936
Local Median: $388,936
$77,787 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,848

Monthly Breakdown

Principal & Interest
$2,047
Property Taxes
$480
Homeowners Ins.
$202
Utilities
$118

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$425,899

Local Housing Facts for Rowlett

  • ·Median home value: $388,936 (adjusted for current market conditions)
  • ·Est. property taxes: $5,763/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,424/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,421/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rowlett?

Based on the local median home value, estimated real estate property taxes in Rowlett are around $5,763 per year.

What is the average home price in Rowlett?

The median home value in Rowlett is currently estimated at $388,936.

How much does homeowners insurance cost in Rowlett?

For a median priced home, homeowners insurance in Rowlett averages around $2,424 annually.

What is the true total cost of owning a home in Rowlett?

True homeownership costs go beyond principal and interest. In Rowlett, a typical homeowner with a median-priced home of $388,936 can expect to pay roughly $5,763/yr in property taxes, $2,424/yr for homeowners insurance, and $1,421/yr in energy utilities. That adds approximately $801 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.