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Rugby Mortgage Calculator

Estimate your true cost of homeownership in Rugby with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,419
P&I Payment$938
Taxes & Ins$200
Utilities$282
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Mortgage Details

$170,326
Local Median: $170,326
$34,065 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,419

Monthly Breakdown

Principal & Interest
$938
Property Taxes
$134
Homeowners Ins.
$66
Utilities
$282

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$201,339

Local Housing Facts for Rugby

  • ·Median home value: $170,326 (adjusted for current market conditions)
  • ·Est. property taxes: $1,606/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $795/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,378/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rugby?

Based on the local median home value, estimated real estate property taxes in Rugby are around $1,606 per year.

What is the average home price in Rugby?

The median home value in Rugby is currently estimated at $170,326.

How much does homeowners insurance cost in Rugby?

For a median priced home, homeowners insurance in Rugby averages around $795 annually.

What is the true total cost of owning a home in Rugby?

True homeownership costs go beyond principal and interest. In Rugby, a typical homeowner with a median-priced home of $170,326 can expect to pay roughly $1,606/yr in property taxes, $795/yr for homeowners insurance, and $3,378/yr in energy utilities. That adds approximately $482 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.