Local
Learn about the people, housing, costs and businesses in Rutland School District 39-4, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Rutland School District 39-4.
True all-in cost — P&I, taxes, insurance & utilities for homes in Rutland School District 39-4.
Find and compare lenders active near Rutland School District 39-4.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Rutland School District 39-4.
Seismic risk and earthquake insurance estimates for Rutland School District 39-4.
Wildfire exposure and insurance estimates for Rutland School District 39-4.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Rutland School District 39-4 is approximately 6.998% (7.038% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Rutland School District 39-4The median home value in Rutland School District 39-4 is $255k. The median monthly rent is $906. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Rutland School District 39-4 have increased 18.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $955/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Rutland School District 39-4 is $95k/year.
Calculate your buying powerThe largest employment sectors in Rutland School District 39-4 are agriculture and mining (28%) and construction (28%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.