Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Rye Mortgage Calculator

Estimate your true cost of homeownership in Rye with localized property taxes, insurance, and utility data.

← Back to Rye Hub
Est. Total Monthly Cost
$10,868
P&I Payment$9,203
Taxes & Ins$1,057
Utilities$608
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Rye scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,766,295
Local Median: $1,766,295
$353,259 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$10,868

Monthly Breakdown

Principal & Interest
$9,203
Property Taxes
$833
Homeowners Ins.
$224
Utilities
$608

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,899,874

Local Housing Facts for Rye

  • ·Median home value: $1,766,295 (adjusted for current market conditions)
  • ·Est. property taxes: $10,001/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,686/yr — based on local per-$1K premium rates
  • ·Energy utilities: $7,297/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rye?

Based on the local median home value, estimated real estate property taxes in Rye are around $10,001 per year.

What is the average home price in Rye?

The median home value in Rye is currently estimated at $1,766,295.

How much does homeowners insurance cost in Rye?

For a median priced home, homeowners insurance in Rye averages around $2,686 annually.

What is the true total cost of owning a home in Rye?

True homeownership costs go beyond principal and interest. In Rye, a typical homeowner with a median-priced home of $1,766,295 can expect to pay roughly $10,001/yr in property taxes, $2,686/yr for homeowners insurance, and $7,297/yr in energy utilities. That adds approximately $1,665 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.