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Rye Mortgage Calculator

Estimate your true cost of homeownership in Rye with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,592
P&I Payment$2,116
Taxes & Ins$223
Utilities$254
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Mortgage Details

$402,862
Local Median: $402,862
$80,572 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,592

Monthly Breakdown

Principal & Interest
$2,116
Property Taxes
$137
Homeowners Ins.
$86
Utilities
$254

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$439,442

Local Housing Facts for Rye

  • ·Median home value: $402,862 (adjusted for current market conditions)
  • ·Est. property taxes: $1,638/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,036/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,042/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Rye?

Based on the local median home value, estimated real estate property taxes in Rye are around $1,638 per year.

What is the average home price in Rye?

The median home value in Rye is currently estimated at $402,862.

How much does homeowners insurance cost in Rye?

For a median priced home, homeowners insurance in Rye averages around $1,036 annually.

What is the true total cost of owning a home in Rye?

True homeownership costs go beyond principal and interest. In Rye, a typical homeowner with a median-priced home of $402,862 can expect to pay roughly $1,638/yr in property taxes, $1,036/yr for homeowners insurance, and $3,042/yr in energy utilities. That adds approximately $476 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.