Local
Learn about the people, housing, costs and businesses in Saddle Ridge, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Saddle Ridge.
True all-in cost — P&I, taxes, insurance & utilities for homes in Saddle Ridge.
Find and compare lenders active near Saddle Ridge.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Saddle Ridge.
Seismic risk and earthquake insurance estimates for Saddle Ridge.
Wildfire exposure and insurance estimates for Saddle Ridge.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Saddle Ridge is approximately 6.869% (6.904% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Saddle RidgeThe median home value in Saddle Ridge is $516k. The median monthly rent is $1,004. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Saddle Ridge have decreased 1.8% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,481/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $63k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Saddle Ridge is $80k/year.
Calculate your buying powerThe largest employment sectors in Saddle Ridge are public administration (19%) and agriculture and mining (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.